After going through worst experiences with money, I told to myself that when I start earning, money savings should never control me-my thoughts-my actions. I wanted to enjoy every bit of life without thinking too much about so called security and with out loosing control on my responsibilities.Mine is a hyper active mind, always thinking about so many impossibilities and irregularities of life,never allow myself to think on savings. I do think abt earnings but never on savings, unfortunately most of the times pay is the parameter for judging the talent of an individual, I love to create too much wealth if possible for my capabilities with honesty but never earn just for saving. I have been working for 5 years,my wife scolding me literally for not having any savings for myself, giving everything to those who helped me or to dependents .Definitely I am not sacrificing anything here, I am spending the way I like.All that I need in life is prediction for next one month earnings and medical insurance, that itself is my savings, the moment I get monthly salary I disperse it everything on the first day itself keeping something for my next one month so that I utilize my time for better things in life.My dependents are of highest priority , today its family and known people urgent needs with out expecting returns, after sometime family and something else.
But its not easy to get acceptance for this kind of behavior from family that to after going through struggles for money, so lot of sweet arguments and suggestions from family which I pretend to follow.
After clearing all my loans, one day me and my friend was going on a bike,we stopped at a beggar in Bangalore, I gave him my ray ban glasses and around 8000 rupees, that beggar didn't understand whats happening,after few seconds he throw the glasses at us and ran away with the money. I broke those glasses recently when I fought with my wife :-), another fight going to happen after this blog if saps reads it, as I didn't tell this to her till now :-)...
Few days back when my uncle applying for my tax returns on behalf of me in India through an agent, that accountant told that "sir , I haven't seen this kind of person in my experience so far who doesn't have any savings for this pay and paying this much extra tax etc......"., another round of class from wife...
It's not that I don't care for money, I love money only till I earn but not to hide it. Create wealth not just for myself but for people who trust, may be I am going to end my life with this thought and its subsequent actions.
Now so called great friends and well wishers and their behavior after earnings and salaries .....coming soon :-)...
Monday, June 28, 2010
Saturday, June 19, 2010
Money, PHASE 1
Everyone might have experienced the worst and best experiences with money. Through out my life I was bitten by money in many many ways.My first experience with money was when I am 9 years old and suffering from fever , my father asked my mom for money which he has given few days back.My mom used it for household expenses, dispute there, then we went to hospital with no money to the near by village and doctor treated us after assurance to pay soon.That was the beginning for my journey to money. I was around 10, me with friends found a half rupee coin at the bottom of a big iron pipe, we 4 friends worked on it for more than 4 hours and enjoyed 10 chocolates we got with that money.My needs with money were growing with my age, but I was unable to find any source for money.Once in a while relatives comes to my home and they give some change while leaving home, that happens very rare.My frustration levels going up, then I tried my own ways of getting money like selling books which my father buy at the beginning of academic year for me,doing some construction jobs without knowing at home,writing notebooks for seniors of nearby village so that they give some money etc etc. all these was not giving enough confidence for me.... Real pain with money started when I am 15,so many of my seniors and my batch mates discontinued their education as their parents cannot afford education expenses, my younger brother also one among them later I forced him to restart his studies where he left.A genius friend in my intermediate left his studies for the same money, I have to give a miss for Anna University and Regional colleges, the best colleges in India for the same money,I gave all my first 4 years of earnings to my uncle with 45% FOURTY FICE PERCENT -- interest rate just I don't have relatively small money at the right time,me and many mates like me were never concentrated fully on studies or job as money was always biting some way or other,lost relations for money,lied hell lot of times- again for the same money, friends fought for the same money.
All the money I was talking at each instance above is probably any layman in developed countries can earn from a an hour to a month odd job. In my life I have seen so many people decided their fate at the early age itself as there is no hope or support for the so called minimum money.Where is that god who is allowing others to ruin their fate for no reasons???
Poor people lives are badly effected by very very little money, not even money,just hope for money.God, jesus-allah or what so ever,its not just giving life but show some ray of hope for everyone man.....everyone actually not living the life u have given, just passing the days with pain, I am doing my efforts to reach u god,will question him when I meet him.
one of my lecturer who was in his 60's once told that "Anil, it will take one person's life time to bring up the family living standard's ", it was a statement come from life time experience, that one person in the family needs a vision and courage. I have seen and seeing so many families in my village itself who didn't find that one person in the family, still living the poverty life with half meals and no hope.
Will write in the next blog on what money means to me now....
All the money I was talking at each instance above is probably any layman in developed countries can earn from a an hour to a month odd job. In my life I have seen so many people decided their fate at the early age itself as there is no hope or support for the so called minimum money.Where is that god who is allowing others to ruin their fate for no reasons???
Poor people lives are badly effected by very very little money, not even money,just hope for money.God, jesus-allah or what so ever,its not just giving life but show some ray of hope for everyone man.....everyone actually not living the life u have given, just passing the days with pain, I am doing my efforts to reach u god,will question him when I meet him.
one of my lecturer who was in his 60's once told that "Anil, it will take one person's life time to bring up the family living standard's ", it was a statement come from life time experience, that one person in the family needs a vision and courage. I have seen and seeing so many families in my village itself who didn't find that one person in the family, still living the poverty life with half meals and no hope.
Will write in the next blog on what money means to me now....
Monday, June 14, 2010
Jewellery vs electronics
very hectic weekend ,shirt trip to Perth for just 2 days to validate wife's pr .Good news from friends, whom I know from the last 5 years are getting married , may be the best achievement of his life ,getting acceptance from one of the finest girl very happy for them,
should try my best to attend their marriage.
on this weekend bought an iPad for myself in perth after playing lot of dramas and pretensions to convince and to see smile on wife's face even after buying . Girls are ready to buy anything in the form of jewellery but not happy to spend on electronics.She was telling that gold at any point of time will give at least 90 percent of investment but not digital things . Then I argued that if u sell any of ur jewellery n bring back that 90% then I never buy anything... but no reply from wife.
Jewellery is the worst possible investment I have ever seen, the moment u start selling jewellery means bad phase of life has began , go to the same shop where u bought the jewellery u will see the difference in treatment, if ur circle knows this news then treatment differs , your consciousness treatment ......everything changes just with selling one jewellery . Also most of the times women buy jewellery to showoff in parties which obviously creates either jealousy or hatred feeling in many ways , will try for revenge with another showoff somewhere else and this process never ends .
Where as most of the electrons people enjoy sitting in a room through out it's durability ,electronics brings out lot of creativity , saves lot of time ,helps to do things faster,brings comfort for life, etcetcetc everything is positive about electronics ..where is with gold everything is useless reason......
Imagine few years down the line if gold available like stones or iron what will happen all these people's investment :-)
Some of these silly reasons I tried to convince my wife for buying iPad , after all these illogical reasons she convinced a bit and accepted. simple solutions are always there for complex things ...just right logic....
iPad , it seems to be replacement for laptop,no start n stop process, very handy...worth investment ....
Wrote blog with iPad
should try my best to attend their marriage.
on this weekend bought an iPad for myself in perth after playing lot of dramas and pretensions to convince and to see smile on wife's face even after buying . Girls are ready to buy anything in the form of jewellery but not happy to spend on electronics.She was telling that gold at any point of time will give at least 90 percent of investment but not digital things . Then I argued that if u sell any of ur jewellery n bring back that 90% then I never buy anything... but no reply from wife.
Jewellery is the worst possible investment I have ever seen, the moment u start selling jewellery means bad phase of life has began , go to the same shop where u bought the jewellery u will see the difference in treatment, if ur circle knows this news then treatment differs , your consciousness treatment ......everything changes just with selling one jewellery . Also most of the times women buy jewellery to showoff in parties which obviously creates either jealousy or hatred feeling in many ways , will try for revenge with another showoff somewhere else and this process never ends .
Where as most of the electrons people enjoy sitting in a room through out it's durability ,electronics brings out lot of creativity , saves lot of time ,helps to do things faster,brings comfort for life, etcetcetc everything is positive about electronics ..where is with gold everything is useless reason......
Imagine few years down the line if gold available like stones or iron what will happen all these people's investment :-)
Some of these silly reasons I tried to convince my wife for buying iPad , after all these illogical reasons she convinced a bit and accepted. simple solutions are always there for complex things ...just right logic....
iPad , it seems to be replacement for laptop,no start n stop process, very handy...worth investment ....
Wrote blog with iPad
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