Money, PHASE 1

Everyone might have experienced the worst and best experiences with money. Through out my life I was bitten by money in many many ways.My first experience with money was when I am 9 years old and suffering from fever , my father asked my mom for money which he has given few days back.My mom used it for household expenses, dispute there, then we went to hospital with no money to the near by village and doctor treated us after assurance to pay soon.That was the beginning for my journey to money. I was around 10, me with friends found a half rupee coin at the bottom of a big iron pipe, we 4 friends worked on it for more than 4 hours and enjoyed 10 chocolates we got with that money.My needs with money were growing with my age, but I was unable to find any source for money.Once in a while relatives comes to my home and they give some change while leaving home, that happens very rare.My frustration levels going up, then I tried my own ways of getting money like selling books which my father buy at the beginning of academic year for me,doing some construction jobs without knowing at home,writing notebooks for seniors of nearby village so that they give some money etc etc. all these was not giving enough confidence for me.... Real pain with money started when I am 15,so many of my seniors and my batch mates discontinued their education as their parents cannot afford education expenses, my younger brother also one among them later I forced him to restart his studies where he left.A genius friend in my intermediate left his studies for the same money, I have to give a miss for Anna University and Regional colleges, the best colleges in India for the same money,I gave all my first 4 years of earnings to my uncle with 45% FOURTY FICE PERCENT -- interest rate just I don't have relatively small money at the right time,me and many mates like me were never concentrated fully on studies or job as money was always biting some way or other,lost relations for money,lied hell lot of times- again for the same money, friends fought for the same money.


All the money I was talking at each instance above is probably any layman in developed countries can earn from a an hour to a month odd job. In my life I have seen so many people decided their fate at the early age itself as there is no hope or support for the so called minimum money.Where is that god who is allowing others to ruin their fate for no reasons???


Poor people lives are badly effected by very very little money, not even money,just hope for money.God, jesus-allah or what so ever,its not just giving life but show some ray of hope for everyone man.....everyone actually not living the life u have given, just passing the days with pain, I am doing my efforts to reach u god,will question him when I meet him.

one of my lecturer who was in his 60's once told that "Anil, it will take one person's life time to bring up the family living standard's ", it was a statement come from life time experience, that one person in the family needs a vision and courage. I have seen and seeing so many families in my village itself who didn't find that one person in the family, still living the poverty life with half meals and no hope.

Will write in the next blog on what money means to me now....

Jewellery vs electronics

very hectic weekend ,shirt trip to Perth for just 2 days to validate wife's pr .Good news from friends, whom I know from the last 5 years are getting married , may be the best achievement of his life ,getting acceptance from one of the finest girl very happy for them,
should try my best to attend their marriage.

on this weekend bought an iPad for myself in perth after playing lot of dramas and pretensions to convince and to see smile on wife's face even after buying . Girls are ready to buy anything in the form of jewellery but not happy to spend on electronics.She was telling that gold at any point of time will give at least 90 percent of investment but not digital things . Then I argued that if u sell any of ur jewellery n bring back that 90% then I never buy anything... but no reply from wife.

Jewellery is the worst possible investment I have ever seen, the moment u start selling jewellery means bad phase of life has began , go to the same shop where u bought the jewellery u will see the difference in treatment, if ur circle knows this news then treatment differs , your consciousness treatment ......everything changes just with selling one jewellery . Also most of the times women buy jewellery to showoff in parties which obviously creates either jealousy or hatred feeling in many ways , will try for revenge with another showoff somewhere else and this process never ends .

Where as most of the electrons people enjoy sitting in a room through out it's durability ,electronics brings out lot of creativity , saves lot of time ,helps to do things faster,brings comfort for life, etcetcetc everything is positive about electronics ..where is with gold everything is useless reason......

Imagine few years down the line if gold available like stones or iron what will happen all these people's investment :-)
Some of these silly reasons I tried to convince my wife for buying iPad , after all these illogical reasons she convinced a bit and accepted. simple solutions are always there for complex things ...just right logic....

iPad , it seems to be replacement for laptop,no start n stop process, very handy...worth investment ....
Wrote blog with iPad

Marriage day

One year in married life, revisiting past one year from wife's point of view, silently observing her feelings to correct myself to be better. We being a different individuals , despite of exciting moments , she had her complaints too, if everything is happy and smooth then life will be dull, its only complaints which bring value to happy moments provided complaints don’t dominate happiness. So I will correct these complaints but sincerely will give opportunity for her to complain some more, otherwise life will be boring :-).

From my point of view, this one year is beautiful. She scolds me when I am lazy, she beats me when I irritate her, she gives her opinion when I need one, she tolerates my mad philosophy, she feels proud of my character, more importantly she loves me almost equal to my mother, she is best friend too. She talks anything and everything with me, even her too personal as well,

I am leading the life exactly the way I want to be, without taking her life for my selfishness, setting right expectations will avoid most of the problems in life. Money, we never had fight for money, I give all my salary to her keeping very minimal for my expenses, I request from her if I need some, I never asked or bothered about what she is doing with money. At any point of time, my mind thinking so many things out of which money has no or least priority. When I am like that, she is even more responsible. Guys , one tip , if u want to save more money , give full rights on earnings to wife, u will see the difference. When you respect her parents then automatically she respects ur parents more than u do, so not even a single problem between families so far.

Someone said that if you want to know purpose of your life “ write down answer to ‘purpose of life’ again n again till you find an answer which makes you cry”, my purpose of life is “taking care of my wife as long as I am alive”, This feeling going to evolve with time. I learned this from illiterate and very matured human, my father.

Circle of life

Jackey, I met him around 5 years back in Japan. I vaguely remember how I met him. I was working in Japan , after lunch I went for a walk with my friend to nearby Hibiya park of Tokyo, Jackey was also there having lunch with his parents, I think he asked me to take his photo with his parents , he took a photo with us as well in his camera.I left Japan after that, now after 5 years I joined a company where they have branch in Japan. Present company published my photo in their intranet, he saw my photo , with his great memory he send an email to confirm my identity. After exchange of few emails , he searched his albums and send me the old photo which we had taken 5 years. It was quite a surprise for both us to meet at the same company. Its proving again and again that world is very small, present company is having an annual event in few months time at an island , will be meeting Jackey there soon.

My engineering classmate Kiran , blessed with baby girl, happy to hear from him, it was just few months back where we were fighting for girl friends and for silly issues in college days, today he is a proud father.

My sister in law got placed in the best possible company , happy mood at homes, high pay adding more happiness. Wife is very excited to see her sister growing in career, its 16 years of her hard work resulted in the form of this job, excellent, I should congratulate her after this blog and I wish she achieve everything in life with her dedication, I am sure she will. My memories going back to my first job, when I called my dad after getting offer, I hardly see any reaction from my father where as classmates praising me for cracking in the first company ,my father told me that “don’t excite for just a job”, I felt bad for not sharing my happiness but down the time if I look back that’s the best thing my dad has gifted me, few words taught me so many truths of life.

My wife and her sister both are from BITS, two girls in a family are from one of the India’s prestigious institute. At my wife’s time , she was the only girl in town who made entry to BITS. She grabbed enough attention at that time. Her dad awarded with “BITS” prefix in his office. What a proud moments his daughters has given for him. In my college days I can’t even dare to dream about BITS, that’s my intelligence level J.

It’s a good day today. Good news from friend and family members and surprise from Jackey

Offered Food is ok or its the best???

Whenever someone offer me home food, after I finish eating my compliments to host vary from “ very good, excellent, delicious, the best food I have ever had etc……” irrespective of taste .My comments not just for the food but for their effort in preparing food. Someone calling to home, pain in preparing food, serving and the attention they give to you..after all this if anyone gives adverse comments then I feel that’s the worse anyone can do for others. Give any negative comment about food and observe the feeling of the invitee, at least for a moment she will think to kill you by poisoning the same food. On the other hand, even a simple compliment makes them very happy and make them forget all the pain they have gone through in preparing, thats the least one can do for offering food.

I had discussions on this topic with friends many times, their view is that “ if we don’t correct, how will they improve”, as if your job is to make others as THE BEST CHEF. Life is not going to stop with a single normal meal or many such meals. But negative comments will stop others life for a second at least.

Today my wife learned and prepared delicious dosa. It was really very good . I called her mom and informed about her daughter’s cooking abilities, everyone is exceedingly happy, my wife didn’t even allowed me to wash the dishes today, just an hour before she very very angry with me for opposing her view on a discussion and she want to beat me like anything but not now, positive comment is simple but its advantages are many.

Its not just at food, about job , about , about jewellary, about appearance etc.....even a slightly negative comment take away life from others for few moments, we cover comments with the so called "suggestions", only our consciousness know its suggestion or not.

Ok , enough of your philosophy for today Anil, as if you never give any negative comments, yes I never:-)..........my consicousness...


Attached photo is the view I see from my office desk if I turn my head. Tallest building of the world, a river in between those buildings, heart of Singapore.

Hourly goals

What’s new year resolution?? What’s birthday resolution?? What’s this year resolution that year..so on……I have been hearing these questions and respective answers from individuals throughout my life. Some achieving at the end of the year and most end up in postponing their resolutions for the next year or ending up with disappointment. Many times, this disappointment gives lot of positive energy to measure/extend themselves and achieve the goals next time, this is even more effective in case of exams in school and college days.

Setting long term goals and ending up either in happiness or disappointment once or few times in an year, and most valuable outcome of setting goals called “EXPERIENCE” comes just few times in an year. Imagine if that experience comes 10 times in an year, 20 times, 100 times in an year , 1000 times in an year and …….…….

Six months back, when I was working on some work at SCB myself set a target of finishing work in 2 hours and the end result after two hours was nothing, too much frustrated but deep down thoroughly enjoyed the process of setting goal, measuring myself and gaining the experience. Then continued the same for the whole day and at the end of the day found a valuable realistic hourly life cycle “set goals-measure-experience”. I stated enjoying work and work place more than ever, every hour of my life looking so valuable for me, I report to my work to manager once in a fortnight or once in a month but I am reporting to my consciousness many times in a day, it became part of my life. It’s not just for work but for anything I do, when I play , when I help my wife for cooking, when I travel, when I have to escape work for next one hour ,when I think……for everything this hourly goals automatically triggering in my mind and the experience I am gaining out of it is so wonderful.

These hourly goals are not obligation on me, these are something which helping me to know myself better, to gain experience many times in a day, to enjoy life better and to enjoy the life journey better.

Rather than having yearly goals or quarterly or few times in an year and just few experiences, I feel hourly goals are realistic for individuals and one can have many experiences in a day itself. one may consider to try it…

PS: I finished my hourly goal of watching IPL, replying to my wife’s questions and writing this blog before sleep in parallel :-)

New beginning

Just joined new job, first days itself started working. Murex office, it’s the most happening place, one get to know global picture of investment banking at this place. Got some injury , muscles paining too much, confined to bed rest, looking forward to go to office and add some value to the team.